Category: Loans

USDA LOANS What are USDA Loans? A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing [...]

ITIN LOANS What are ITIN (Individual Tax Identification Number) Loans? ITIN is the acronym for Individual Tax Identification Number and is issued to Foreign Nationals and can be used in [...]

FOREIGN NATIONAL PROGRAMS Want to buy a home in the United States, but you’re not a US Citizen? No problem, Our Foreign National Loan Program makes buying a home in [...]

COMMERCIAL LOAN PROGRAMS What Are Commercial Loans? A commercial loan differs from a residential mortgage in that the collateral used to secure a commercial loan is a commercial building or [...]

VA LOANS What are VA Loans? A VA loan is a mortgage loan guaranteed by the U.S. Department of Veteran Affairs (VA) that is available to most US service members. [...]

FHA LOANS What are FHA Loans? FHA Loans are insured by the Federal Housing Administration homebuyers have an easier time qualifying for a mortgage. Those who typically benefit most by [...]

REVERSE MORTGAGE LOANS What is a Reverse Mortgage Loan? A reverse mortgage loan is a loan designed to allow seniors to draw upon the equity in their homes. Seniors can [...]

REFINANCE LOAN PROGRAMS Refinancing Your Home Mortgage Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn’t your [...]

Conventional Purchase Loans Conventional Loans are mortgage loans that are not insured by the government (like FHA, VA, USDA Loans), but they typically meet the lending guidelines that have been [...]